Puzzle has a strong AI accounting message around continuous reconciliation and faster close. FIRMA brings a broader operating-system story: finance review plus the client work, documents, contracts, invoices, migration, and entity context that service-business owners also need.
FIRMA from $79/mo adds client operations — contracts, proposals, portal, scheduling — to AI-assisted books. Puzzle runs from $0 (Starter) to $300/mo (Scale, monthly billing), with multi-entity support via Joiin integration on Core+ plans. Puzzle pricing source-checked June 2026.
Puzzle makes the accounting value proposition easy to understand: continuous work, faster review, and clearer financial visibility. FIRMA matches that clarity with a connected operating-system story.
FIRMA is the answer for buyers who want finance questions connected to invoices, contracts, proposals, documents, client portal, and multi-entity operations.
| Buying question | NEXUS FIRMA | Puzzle |
|---|---|---|
| Core category | Financial operating system for service businesses | AI-native accounting software |
| Pricing | From $79/mo — books, contracts, proposals, portal, scheduling, documents | Starter $0/mo · Core $60/mo monthly · Complete $100/mo monthly · Scale $300/mo monthly (source: puzzle.io, June 2026) |
| Multi-entity | Native entity management, with intercompany workflows on the roadmap | Multi-entity via Joiin integration on Core+ plans (source: puzzle.io, June 2026) |
| Finance message | Books, banking review, invoices, reports, and approval-based AI guidance | Continuous reconciliation, categorization, and close workflows |
| Client operations | Contracts, proposals, portal, scheduling, documents, and onboarding context | Evaluate current operational scope from official Puzzle materials |
| Best buyer | Service businesses and multi-entity operators that want finance tied to client work | Startups and accounting firms prioritizing accounting automation and visibility |
| AI boundary | Public guide refuses sensitive identifiers; financial posting remains review-based | Evaluate current AI behavior and controls from official Puzzle materials |
If the job is accounting automation only, Puzzle belongs in the evaluation. If the job is a connected finance and client-work operating layer, FIRMA is the right fit.
Deterministic public guide. Do not enter bank, tax, payroll, card, password, or patient information.
FIRMA is a financial operating system for service businesses. It includes approval-based AI guidance, and the broader value is finance review connected to client operations, documents, invoices, contracts, and entity context.
Puzzle belongs in the evaluation when the main buying job is AI-native accounting, continuous reconciliation, close workflows, and accounting automation. Puzzle plans run from Starter ($0/mo) to Scale ($300/mo monthly billing), source-checked June 2026.
Evaluate FIRMA when the buyer needs finance questions tied to proposals, contracts, invoices, documents, portal, migration, and multi-entity service-business operations.